Do you know your credit score is?

Do you even know WHAT a credit score is?

Don’t feel bad.

Most people don’t.

Your credit score tells lenders the type of borrower you willlikely be based on your credit history. Scores in the UnitedStates run between 300 and 950.

The higher your score the more likely is it that you will beapproved for loans at favorable rates and payment terms.

You might think your credit score is not a big deal unless youare trying to get a home mortgage or a new car loan, but inbusiness your credit score is just as important.

Consider this:

You may want to apply for a personal loan to fund the startupof your business. As your business grows you may want to set up a line of creditwith a bank to help manage cash flow. You may need to purchase a building of your own. You may need to establish lines of credit with vendors andsuppliers Even if you just want to apply for a credit card to charge yourcompany car gas purchases to, your credit score is important. So back to my original question: Do you know your credit score?

Neither did I until I was referred to a new website that offeredto calculate my credit score just by going through a briefsurvey.

This website provides a free credit score to United Statesconsumers by invitation only.

This survey is not open to the public without a referral.

Since I was invited to participate in the survey I can now inviteyou to do the same.

Whether you’re in business or an individual, you should have anidea of what your credit score is, even if you’re not currentlyapplying for credit.

Knowing your credit score and occasionally checking your creditreports also helps you protect yourself from identity theft andcredit fraud.

I was personally the victim of credit card theft recently and thefraudulent activity ended up as a ding on my credit and it was aPAIN getting it removed.

And I didn’t even know it had happened until I applied for a carloan and the misinformation turned up on my credit report.

If you’d like to complete the survey to get your credit score goto the link below.